The Voluntary Investment Program (VIP) allows you to automatically invest in various mutual funds, Unit Investment Trust Funds (UITFs) and exchange-traded funds for as low as P1,500 monthly or bi-monthly.
Benefits:
- Encourages disciplined investing
- Provides automatic diversification
- Hassle-free
How does it work?
To set up your VIP, you just need to decide on three things: how much to invest, how frequent (monthly or bi-monthly) and where to invest. The amount will be automatically deducted from their buying power on debit date (15th and/or 30th day of the month).
- No need to post buy orders on your own
- Can be sold or redeemed any time
- No penalties in case of insufficient cash in your account
For mutual funds and unit investment trust funds (UITFs), you must first complete the risk assessment and make the initial investment using your FirstMetroSec account. For FMETF, you may invest directly via VIP.
You may choose from any of these investment outlets:
|
RISK RATING* |
FUND TYPE |
FUND NAME |
MIN. INITIAL INVESTMENT (₱) |
MIN. ADDITIONAL INVESTMENT (₱) |
|
|
ETF |
1,500** |
1,500** |
|
|
1 |
Money Market |
ALFM Money Market Fund |
5,000 |
1,000 |
|
First Metro Save & Learn Money Market Fund |
5,000 |
1,000 |
||
|
Manulife Money Market Fund |
1,000 |
1,000 |
||
|
Sun Life Prosperity Peso Starter Fund |
1,000 |
1,000 |
||
|
2 |
Bond |
ALFM Peso Bond Fund |
5,000 |
1,000 |
|
ATRAM Corporate Bond Fund |
1,000 |
500 |
||
|
First Metro Save & Learn Fixed Income Fund |
5,000 |
1,000 |
||
|
Philam Managed Income Fund |
1,000 |
500 |
||
|
Philam Bond Fund |
1,000 |
500 |
||
|
Manulife Income Builder Fund |
5,000 |
5,000 |
||
|
Manulife Asia Dynamic Bond Feeder Fund |
5,000 |
5,000 |
||
|
Manulife Stable Income Fund |
1,000 |
1,000 |
||
|
Philequity Peso Bond Fund |
1,000 |
500 |
||
|
Sun Life Prosperity Bond Fund |
1,000 |
1,000 |
||
|
Sun Life Prosperity GS Fund |
1,000 |
1,000 |
||
|
3 |
Balanced |
ALFM Global Multi-asset Income Fund |
5,000 |
1,000 |
|
ATRAM Philippine Balanced Fund |
1,000 |
500 |
||
|
ATRAM Unicapital Diversified Growth Fund |
1,000 |
500 |
||
|
First Metro Save & Learn Balanced Fund |
5,000 |
1,000 |
||
|
First Metro Save & Learn FOCCUS Dynamic Fund |
5,000 |
1,000 |
||
|
Philam Fund |
1,000 |
500 |
||
|
PAMI Horizon Fund |
5,000 |
1,000 |
||
|
Manulife Global Multi-asset Diversified Income Feeder Fund |
50,000 |
5,000 |
||
|
Manulife Global Preferred Income Feeder Fund |
50,000 |
5,000 |
||
|
Sun Life Prosperity Balanced Fund |
1,000 |
1,000 |
||
|
4 |
Index & Dividend-Yield Equity |
ALFM Philippine Stock Index Fund |
5,000 |
1,000 |
|
First Metro Save & Learn Philippine Index Fund |
5,000 |
1,000 |
||
|
Philequity PSE Index Fund |
1,000 |
500 |
||
|
Philequity Dividend Yield Fund |
1,000 |
500 |
||
|
Philequity MSCI Philippines Index Fund |
1,000 |
500 |
||
|
Sun Life Prosperity Philippine Stock Index Fund |
1,000 |
1,000 |
||
|
5 |
Equity |
ALFM Growth Fund |
5,000 |
1,000 |
|
ATRAM Alpha Opportunity Fund |
1,000 |
500 |
||
|
ATRAM Phil. Equity Opportunity Fund |
1,000 |
500 |
||
|
First Metro Consumer Fund |
5,000 |
1,000 |
||
|
First Metro Save & Learn Equity Fund |
5,000 |
1,000 |
||
|
Philequity Fund |
1,000 |
500 |
||
|
Philequity Alpha One Fund |
1,000 |
500 |
||
|
Manulife Asia Pacific REIT Fund of Funds |
50,000 |
5,000 |
||
|
Manulife Global REIT Feeder Fund |
50,000 |
5,000 |
||
|
Manulife India Equity Feeder Funds |
5,000 |
5,000 |
||
|
Manulife Equity Wealth Fund |
5,000 |
5,000 |
||
|
Manulife Global Healthcare Equity Feeder Fund |
5,000 |
5,000 |
||
|
Manulife Global Technology Equity Feeder Fund |
5,000 |
5,000 |
||
|
Manulife Dragon Growth Equity Feeder Fund |
5,000 |
5,000 |
||
|
Manulife Asia Best Select Equity Fund |
5,000 |
5,000 |
||
|
Manulife American Growth Equity Feeder Fund |
5,000 |
5,000 |
||
|
Philam Strategic Growth Fund |
5,000 |
1,000 |
||
|
Sun Life Prosperity World Equity Index Feeder Fund |
10,000 |
1,000 |
||
|
Sun Life Prosperity Philippine Equity Fund |
1,000 |
1,000 |
*Risk Rating 1 to 5, from lowest to highest risk
**Subject to board lot
Steps:
- Click HERE to enroll in VIP
- Set your regular funding arrangement with your bank. Use PAY BILLS of the following banks:
- Metrobank
- PSBank
- BDO
- BPI
- Maybank
- Security Bank
- Unionbank
Click HERE for instructions.
- Make sure your FirstMetroSec account is sufficiently funded on your chosen date/s (15th and/or 30th of the month).